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Options Banc Investment, Options Banc, investment, college savings plans, CollegeAdvantage, college savings, Roth IRA, IRA rollover, 401(k) rollover, rollover, Putnam, Putnum, insurance, mutual funds, retirement plans, annuities, pension funds, IRA, 401(k), 403(b), variable annuity, retirement investing, tax and savings proposal, LSA, RSA, ERSA
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Mortgage

Become a Lender with Your IRA
A note is a vehicle that is used to extend credit from one or more individuals or entities to another individual or individual’s entity.  There are great returns available from these investments, most over 10% annually.

There are two types of notes:

  • Secured notes are backed by collateral, providing the lender increased assurance of return of the loan amount and interest, such as mortgages and deeds of trust.

  • Unsecured notes are not backed by collateral. You might consider an unsecured note for perhaps a friend or a non-disqualified relative, but it is a higher risk—and sometimes reward—than a secured note.

Investing in Trust Deeds and Mortgage Notes
To clear up confusion a trust deed, deeds of trust, and mortgage notes are largely the same investment, depending on the state that you reside in. For example a property in California would have a trust deed, whereas in Florida properties carry mortgage notes.
These notes may be either in first or subordinate positions and may be purchased from brokers or private parties. Usually, the documentation is recorded at county recorder's offices, and title to the property is insured as instructed. All due diligence can be performed by your investment advisor.

You may also purchase or sell portions of mortgages. In such cases, your account holds an undivided interest in that portion of the note and receives the proportionate amount of income due under its terms. In addition, you may purchase discounted notes as well as real estate purchase options.

Take control of your retirement. Contact an Options professional to establish a self-directed IRA or open an account today.

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800-989-9868

 




Disclaimer: This material and any views expressed herein are provided for informational purposes only and should not be construed as an endorsement or inducement of any investor advisory services or as an offer to sell or the solicitation of an offer to purchase any securities. Before seeking any advisor's services or investing any money, investors must read and examine thoroughly the respective disclosure document, offering memorandum or prospectus.

Options Banc Investment & Loan Inc.
2700 Glades Circle Suite 104
Weston ,  FL  33327
Phone: 800-989-9868
Fax:800-764-6332
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